Buying a home is exciting—but if you’re not sure what happens (and when), it can also be stressful. That’s why we created this quick guide to the loan process.
Here’s what the typical mortgage journey looks like from Day 1 to Closing Day:
Step 1: Pre-Approval
We’ll review your income, credit, and goals to determine your home-buying budget and provide a pre-approval letter.
Step 2: House Hunting
You’ll work with your Realtor (possibly us again!) to find the right home. Once your offer is accepted, the real magic begins.
Step 3: Loan Application
We’ll finalize your application with the details of your chosen property.
Step 4: Processing & Underwriting
Our team verifies documents, orders an appraisal, and ensures everything meets loan guidelines.
Step 5: Loan Approval & Clear to Close
Once the underwriter signs off, we’ll issue a clear to close—and get ready to schedule your closing.
Step 6: Closing Day
You’ll sign your documents, get your keys, and officially become a homeowner. 🎉
Remember: We’ll guide you through each step. No surprises, no confusion—just one clear path forward.