With interest rates, home prices, and economic headlines constantly shifting, it’s no surprise many buyers are asking: Should I wait, or is now the time to buy?
Here are 5 questions to help you decide:
1. Are you paying high rent with no equity in return?
Monthly rent checks don’t build wealth. If your rent is creeping up, owning may make more long-term sense—even with higher rates.
2. Do you plan to stay in the same area for 3+ years?
If so, buying now could lock in stability—and if rates drop, you can refinance later.
3. Is your credit score strong?
A solid score can help you secure a better loan now, even if rates are higher. We’ll guide you through it.
4. Do you have savings for a down payment and closing costs?
You don’t always need 20% down—but having a clear financial picture is key.
5. Are you emotionally and mentally ready?
Buying a home isn’t just financial—it’s personal. If it feels right, the timing might be too.
The truth? There’s no perfect time—only the right time for you. And we’re here to help you figure that out.